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Gallagher, one of the world’s largest insurance brokerage, risk management and consulting firms, is now offering an insurance solution for gym owners along with Pilates, yoga and other instructors.

Offering affordable and comprehensive insurance solutions designed to meet the needs of individual businesses, with the added support of industry knowledge and expertise when needed, the Gallagher Fitness Insurance solution combines professional indemnity and public liability cover.

It covers personal trainers, gym operators/owners, yoga instructors, Pilates instructors, group fitness instructors, aerobics instructors, and bootcamp instructors, with cover for other professions also available on request.

Professional Indemnity insurance provides cover for claims that may arise from a breach of duty of care that instructors are obliged to provide as a qualified fitness professional. For example, when a client (or other third party) may allege that they have suffered a loss due to negligence in the advice, design or service provided by the instructor.

Their 'loss' may include any or all of bodily injury, property damage or financial loss. For instance, if a client injures their back and alleges it is due to advice while working out under an instructor’s guidance and is unable to work for an extended period.

Professional indemnity helps protect reputation, an instructor’s business, and their business assets.

Public Liability insurance covers claims against the instructor (or any staff members) for bodily injury or property damage that may arise from the operation of the business as a personal trainer or fitness instructor, whether operating in a gym or conducting approved outdoor sessions. It is essential insurance that covers the instructor against claims from clients, gym members or other users of shared or public spaces.

Introducing the Gallagher Fitness Insurance solution, a Gallagher spokesperson advised "at Gallagher we have a team dedicated to servicing the fitness industry by providing tailored products and expertise to personal trainers, gym owners, yoga instructors and many more.

“We look forward to assisting with any insurance queries you may have.”

Gallagher has been providing specialist insurance and risk management solutions to the sport, physical activity and recreation industry across Australia for more than 30 years.

This long-standing relationship has enabled it to develop insurance risk mitigation programs that identify and address exposures specific to all levels.

Click here for further information and/or to get a fitness insurance quote on the Gallagher website.

Image credit: Shutterstock.

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